£12.71 an hour after tax UK 2026/27
At £12.71 an hour in 2026/27, a 37.5-hour week earns £24,785 gross a year, taking home £21,364.80 after income tax and National Insurance in England, Wales or Northern Ireland. A 40-hour week earns more but the marginal rate between the two may surprise you.
£12.71 is the National Living Wage for workers aged 21 and over from 1 April 2026. At 37.5 hours × 52 weeks that is £24,784.50 gross — close to the searched-round £24,900 figure, which is the same salary computed from this rate rather than a fixed number.
- Gross
- £24,785
- Take-home
- £21,364.80
- Monthly
- £1,780.40
- Weekly
- £410.86
- Income Tax
- £2,443.00
- Employee NI
- £977.20
- Effective rate
- 13.8%
- Marginal (IT+NI)
- 28.0%
£12.71 an hour at different hours
| Hours/week | Annual gross | Tax | NI | Monthly | Take-home |
|---|---|---|---|---|---|
| 37.5 hours × 52 weeks | £24,784.50 | £2,443.00 | £977.20 | £1,780.40 | £21,364.80 |
| 40 hours × 52 weeks | £26,436.80 | £2,773.40 | £1,109.36 | £1,879.52 | £22,554.24 |