Hourly wage calculator UK 2026/27

Turn an hourly rate into an annual salary and take-home pay for the2026/27 tax year. The National Living Wage rose to £12.71 an hour (age 21 and over) from 1 April 2026 — a full-time 37.5-hour week is £24,784.50 a year gross, taking home £21,364.80 after tax and NI in England, Wales or Northern Ireland.

Hourly rates

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Salary and tax details

Tax code

Enter any code, e.g. 1257L.

Student loan

Plan 1(9% above £26,900)Plan 2(9% above £29,385)Plan 4(9% above £33,795)Plan 5(9% above £25,000)Postgraduate(6% above £21,000)

Plans stack. Plan 5 repayments started April 2026.

Pension

Allowances and hours

Blind Person's AllowanceMarriage Allowance (basic-rate only)No employee NI

Employer costShow employer NI

Advanced pay details: additional pay, bonus, benefits, NI category…

Annual take-home

2026/27 · Rest of UK

Take-home pay · a month

£2,048.34

£24,580.08 a year · effective rate 16.0%

Showing monthly figures — National Insurance and student loans use HMRC's published monthly thresholds.

Gross£2,437.50

Personal allowance£1,047.50

Taxable income£1,390.00

Income Tax£278.00

Employee National Insurance£111.16

Total deductions£389.16

Take-home pay£2,048.34

Marginal rate (IT + NI)28.0%

Tax month 6 of 12 — cumulative year to date on steady pay

Gross paid to date£14,625.00

Calculated tax to date£1,668.00

NI paid to date£666.96

Take-home received to date£12,290.04

Remaining take-home for the year£12,290.04

Yearly£24,580.08

Monthly£2,048.34

4-weekly£1,890.74

Weekly£472.71

Daily (5d)£94.54

Hourly (37.5h)£12.61

Per-period National Insurance and student loans use HMRC's published monthly/weekly thresholds, so the annualised total (£24,580.08) can differ by a few pounds from the headline annual figure.

Rates apply from 6 April 2026 · source: GOV.UK

Start from your annualised gross (hourly rate × hours × 52) or jump straight to an amount page from the salaried list.

Annualising an hourly rate

A £15 an hour role at 37.5 hours × 52 weeks is £29,250 gross a year; at 40 hours it is £31,200. Add 52.14 weeks instead of 52 and the annual figure rises slightly (that is how payroll calendars sometimes count the year). Each rate page below shows both 37.5- and 40-hour weeks, with take-home for 2026/27.